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All investments involve risks, including loss of principal. 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529 College Savings Plan vs UTMA/UGMA https://images.squarespace-cdn.com/content/v1/63506d47f3bf520739022c40/1739216789143-AEPALYL25A478TCY26F5/529+College+Savings+Plan+vs.+UTMA+-+Final+Version_page-0003.jpg Kaminsky-Silverman Group Insights - 529 College Savings Plan vs UTMA/UGMA https://images.squarespace-cdn.com/content/v1/63506d47f3bf520739022c40/1739216789402-WDM49KKYFDPPI4AML34F/529+College+Savings+Plan+vs.+UTMA+-+Final+Version_page-0004.jpg Kaminsky-Silverman Group Insights - 529 College Savings Plan vs UTMA/UGMA https://images.squarespace-cdn.com/content/v1/63506d47f3bf520739022c40/1739216790098-Y72M0TLFHMRCOSBO7D38/529+College+Savings+Plan+vs.+UTMA+-+Final+Version_page-0005.jpg Kaminsky-Silverman Group Insights - 529 College Savings Plan vs UTMA/UGMA https://images.squarespace-cdn.com/content/v1/63506d47f3bf520739022c40/1739216790319-FFS83T5NQGVKS8SYQPRA/529+College+Savings+Plan+vs.+UTMA+-+Final+Version_page-0006.jpg Kaminsky-Silverman Group Insights - 529 College Savings Plan vs UTMA/UGMA https://images.squarespace-cdn.com/content/v1/63506d47f3bf520739022c40/1739216790941-FZG7F9LFWZOMKR9Z2KC8/529+College+Savings+Plan+vs.+UTMA+-+Final+Version_page-0007.jpg Kaminsky-Silverman Group Insights - 529 College Savings Plan vs UTMA/UGMA https://images.squarespace-cdn.com/content/v1/63506d47f3bf520739022c40/1739216791248-7BB73BWT96PD0WS5FUAJ/529+College+Savings+Plan+vs.+UTMA+-+Final+Version_page-0008.jpg Kaminsky-Silverman Group Insights - 529 College Savings Plan vs UTMA/UGMA https://images.squarespace-cdn.com/content/v1/63506d47f3bf520739022c40/1739216791943-5W10O9X8PXT9E153O2NT/529+College+Savings+Plan+vs.+UTMA+-+Final+Version_page-0009.jpg Kaminsky-Silverman Group Insights - 529 College Savings Plan vs UTMA/UGMA https://images.squarespace-cdn.com/content/v1/63506d47f3bf520739022c40/1739216792306-PSWWMC5REFMKEDUJD8Q2/529+College+Savings+Plan+vs.+UTMA+-+Final+Version_page-0010.jpg Kaminsky-Silverman Group Insights - 529 College Savings Plan vs UTMA/UGMA https://images.squarespace-cdn.com/content/v1/63506d47f3bf520739022c40/1739216792853-UEU91HCDNGO7K5RIUHTY/529+College+Savings+Plan+vs.+UTMA+-+Final+Version_page-0011.jpg Kaminsky-Silverman Group Insights - 529 College Savings Plan vs UTMA/UGMA https://images.squarespace-cdn.com/content/v1/63506d47f3bf520739022c40/1739216793178-XL988B1LWREE2DLH3XEP/529+College+Savings+Plan+vs.+UTMA+-+Final+Version_page-0012.jpg Kaminsky-Silverman Group Insights - 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Source: Bloomberg, FactSet, Federal Reserve, Robert Shiller, Standard & Poor’s, Strategas/Ibbotson, J.P. Morgan Asset Management Guide to the Markets – U.S. Data are as of September 30, 2024. Returns shown are based on calendar year returns from 1950 to 2023. Stocks represent the S&P 500 Shiller Composite for periods prior to 1936 and the S&P 500 thereafter. Bonds represent Strategas/Ibbotson for periods prior to 1976 and the Bloomberg Aggregate thereafter. Growth of $100,000 is based on annual average total returns from 1950 to 2023. https://www.shufrorose.com/kaminskysilvermaninsights/market-amp-economic-commentary-q2-2024 monthly 0.5 2024-07-25 https://images.squarespace-cdn.com/content/v1/63506d47f3bf520739022c40/00dffba4-47b2-434c-af6b-626609cf090c/Screenshot+2024-07-25+at+3.13.13%E2%80%AFPM.png Kaminsky-Silverman Group Insights - Market & Economic Commentary: Q2 2024 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/63506d47f3bf520739022c40/5b2f200d-34bb-444e-b1e9-afb8b26dd31c/Screenshot+2024-07-25+at+3.14.12%E2%80%AFPM.png Kaminsky-Silverman Group Insights - Market & Economic Commentary: Q2 2024 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/63506d47f3bf520739022c40/654f35bc-45e8-4586-8b5b-0e429b6c2b1b/Screenshot+2024-07-25+at+3.14.35%E2%80%AFPM.png Kaminsky-Silverman Group Insights - Market & Economic Commentary: Q2 2024 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.shufrorose.com/kaminskysilvermaninsights/market-amp-economic-commentary-q1-2024 monthly 0.5 2024-04-17 https://images.squarespace-cdn.com/content/v1/63506d47f3bf520739022c40/1bd66ee2-332e-4d73-9bf6-204e3b053827/Screenshot+2024-04-17+at+4.35.13%E2%80%AFPM.png Kaminsky-Silverman Group Insights - Market & Economic Commentary: Q1 2024 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/63506d47f3bf520739022c40/cd262302-f111-47bc-8dad-c553754c8c15/Screenshot+2024-04-17+at+4.37.05%E2%80%AFPM.png Kaminsky-Silverman Group Insights - Market & Economic Commentary: Q1 2024 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/63506d47f3bf520739022c40/56c4a485-0ae4-4a01-8e53-8a6392e9c9c7/Screenshot+2024-04-17+at+4.37.57%E2%80%AFPM.png Kaminsky-Silverman Group Insights - Market & Economic Commentary: Q1 2024 - Make it stand out Past performance does not guarantee future results. 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